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A lot of our Dayton, OH customers trade in their vehicle when purchasing a new or used INFINITI. Over the years, we have gotten a lot of questions on how to get cash for your trade. We've also been asked recently if this is a good time to buy a vehicle.

Below, we are going to cover the best ways to trade in your vehicle. Whether you want to use it as a down payment, get cash back, or just take advantage of financing with a lower interest rate, we will cover everything below. While a lot of Ohioans are interested in refinancing their auto loans, you will often get a better interest rate on your loan by taking advantage of manufacturer offers.

Want to make sure you are getting the most benefit from trading in your vehicle? You will want to read on. There are also some great tips for drivers who want to get out of their current loan, whether it is due to high monthly payments, a high interest rate, or both. At INFINITI of Dayton, our priority is your experience. So we want to make sure that you have all the information you need.

Refinancing vs Trading In

Refinancing

With interest rates falling and so many great financing offers, it's natural that a lot of Dayton car owners would want to refinance their loans. The prospect of lower interest rates, and thus lower payments, is very attractive. But that's not always as easy as it sounds. Many lenders will be hesitant refinance their own car loans, which means you will need to find a new financial institution to work with.

There are also often requirements with regard to how much you still owe on your loan, how much time is left in your term, and other factors. Each lender is different, and car owners looking to refinance will have to make sure they are getting the right terms on their new car loan. That said, Dayton drivers who refinance their loan will likely be able to achieve lower payments by extending the term, and may get better interest rates depending on their credit and the lender.

Trading In

While refinancing has the potential to lower the payments on your car loan, trading in your vehicle to a dealer is often a better option. New vehicle specials from the manufacturer will often have much more attractive rates than regular financing, allowing Ohio car owners to save even more than if they refinanced.

Depending on your current payment and interest rate, you could even save money each month when moving from your used car to a new vehicle. That's because the new vehicle likely have a significantly lower interest rate, which really adds up over the term of your loan. You can also use your trade as a down payment on the new vehicle, further reducing monthly payments and overall cost.

Not only that, but anyone who buys a new or used vehicle at INFINITI of Dayton automatically becomes a VIP member. Our VIP package offers thousands of dollars in value, including free oil changes, airport valet service, ding removal, and more.

Trading In For a Used Car

But what if you don't want to buy a brand new car? For Dayton car owners hoping to significantly reduce their payments, and even walk away with cash, trading in for a used car is a great option. Combining attractive interest rates with the lower cost of a used car can save you a lot of money each month when you trade in for one. And if you have positive equity, meaning you owe less than the trade-in value of your car, you can also get cash for your trade.

Many of our Dayton customers are splitting their trade-in between a down payment and cash. This is the best of both worlds, as it allows you to reduce the cost and payments of your car loan, while also driving away with cash in your pocket.

Learn More About Trading In and Refinancing at INFINITI of Dayton

At INFINITI of Dayton, our priority is your experience. If there's something we can do to make your ownership experience more enjoyable, you can count on us to make it happen. Whether for financial need or just to take advantage of current offers, we are here to help you in the refinancing and trade-in process.

Our current specials offer Dayton car owners the opportunity to reduce their interest rates and save on a new INFINITI, while our used inventory can help you save money on your monthly payment when you trade in. And if you want to walk away with cash for your vehicle, INFINITI of Dayton is the place to call.

If you have further questions about our current financing offers, or want to see one of our vehicles, contact us in the way that is most convenient for you. We treat all of our customers like VIPs, and look forward to helping you get the best financing terms for you.

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